Working with us for Factoring

Get a decision at no cost and no obligation.

Benefits of working with us for factoring

Accounts receivable factoring is a financial tool that can help you improve cash flow, improve collections and control exposure to bad debts. It provides you with the working capital necessary to run your businesses and have the peace of mind that you’ll get paid for approved and undisputed invoices through working with a factor.


We provide financial flexibility and innovative solutions to facilitate growth.


We are relationship-driven and pride ourselves on our employees’ experience and deep industry knowledge.


Our internet-based system is available 24/7 to support your needs.

We made a better loan for small businesses

The additional funding at a very reasonable rate definitely helped us get more inventory for our business. I highly recommend for anyone to talk to you need to get a business loan.

Max, January 2019

5781 reviews

How to get a business loan

With our simple online form and dedicated account managers, you won’t waste any time on your loan and can stay focused on your business.

  1. Apply online (in under 10 minutes)

    Submit your initial application in just a few clicks.

  2. Hear from us (within 1 hour)

    Your personal loan specialist is available to help you collect your documentation and answer any questions.

  3. Get a decision (in as little as 24 hours)

    Your underwriter will review your completed application and may call to get to know your business more.

  4. You get funded (as soon as 1 day)

    Once you’ve accepted your offer, you’ll typically receive the funds the next business day.

We’re here to help

You’ll get a dedicated account manager to guide you through every step.

(855) 385-5356

Give us a call!

It is rare to come across this kind of service, commitment, and professionalism in the workplace. I am very pleased with having done business with Funding Circle.

Manish, February 2016


5781 reviews

Fixed, affordable monthly payments

You can choose to borrow over 6 months to 5 years, and there’s no prepayment penalties. If you pay off your loan early, you will only pay interest on the time you borrowed.

Our rates start at 4.99% per year.